Issue #3154240: Clarify labels for "never logged in" and "not logged in" conditions
Clarifies the labels of the two conditions to make explicit that:
- "never logged in" is counted from the account creation date;
- "not logged in" is counted from the last login date.
Also adds a #description to each fieldset in the legacy SettingsForm to state the reference date.
Refs #3154240.